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Routing Number: 322282616

Online Banking

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Savings Accounts


Start Saving Today with Thinkwise Credit Union

We offer a range of savings accounts designed to help you achieve your financial goals!

Our Primary Savings Account is the cornerstone of membership, requiring just a $25 minimum deposit to get started. With no monthly fees and interest-earning potential, it's the perfect way to grow your savings while enjoying free access to home banking, audio teller, and over 30,000 ATMs nationwide. Plus, your savings are federally insured for peace of mind.

Get ready for the holidays with our Christmas Club account, allowing you to save year-round for holiday expenses. With no minimum opening balance, it's a simple and stress-free way to prepare for the season.

For kids and teens, our Gen T Youth Savings Accounts offer a great way to start saving early, with no monthly fees and just a $25 opening deposit. Plus, youth can even get a debit card starting at age 13, teaching them money management skills early on.

If you're looking for higher returns with more flexibility, our Money Market Account lets you earn more than a regular savings account while keeping your funds accessible whenever you need them—no minimum balance or withdrawal requirements.

Whether you're just starting your savings journey, preparing for the holidays, or teaching your kids the value of saving, Thinkwise Credit Union has the right account for you. Join us today and watch your savings gro

Thinkwise Credit Union offers a full range of savings and investment options to bring your financial goals within reach in all stages of life. A Share Savings Account is the key to your membership at Thinkwise Credit Union. A minimum initial deposit of $25.00 is all that is needed to join and maintain lifetime access to member benefits.

  • No monthly service fees
  • Low opening deposit
  • Interest earning account
  • Free access to Home Banking
  • Free access to our Audio Teller
  • Access to over 30,000 Co-Op ATMs nationwide
  • Federally insured by NCUA

Beat the holiday blues with a special account that earns dividends and is ready when you need it. Your funds will be transferred to your regular share account early enough in the season to beat the “holiday rush.” No minimum opening balance is required.

Generation Thinkwise - Youth Savings

Made for those who need spending flexibility, these are preset amounts that can be accessed at any time. Now introducing our Gen T Youth Accounts! Available as savings only, or savings and checking, show your Youth how it pays to save.

We offer:

  • No monthly service fees
  • $25 opening deposit
  • Debit cards available for ages 13 and up*

A Money Market Account is a safe and convenient investment vehicle that can earn a higher rate of return than a regular Share Savings Account and give you more liquidity than a Term Share Certificate.

  • No minimum balance required
  • ATM access to funds through Visa Debit Card or ATM Card
  • No minimum withdrawal amount required

*Custodian on account assumes all responsibility for debit transactions.