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Auto Loans

At Thinkwise Credit Union, we offer various convenient options to complete your vehicle purchase.

Get pre-approved here before you shop.

We offer:

  • Terms up to 84 months
  • Financing available for up to 125% of vehicle value
  • Guaranteed Asset Protection and Mechanical Repair Coverage in case of accidents or loss
  • Debt protection plans
  • No penalty for early payoff

Shop safe and smart with our FREE auto-buying service. If you know what make and model you are interested in, Auto Expert is perfect for you!

How it works:

  • A representative will help you locate what you are looking for, down to features and color
  • If you are an existing Thinkwise member, they will work with us and use your pre-approval information to start your loan application
  • A representative will then bring the car to our branch so that you can see it and test drive it
  • If you like what you see, we will complete the loan process, and you will be on your way with your new car
  • Enjoy all the perks of financing with us and no dealership hassle!

Leverage our Credit Union Direct Lending Program to create a better dealership experience!

How it works:

  • Use our CUDL search engine below to find a trusted dealer and research cars
  • Get preapproved with us before you shop for a faster buying experience
  • You may request information online or visit our trusted dealers in person
  • Request Thinkwise financing and identify yourself as a CUDL credit union member
  • The dealership will then work with us to complete your loan application and purchase!

Apply Now View Rates Auto Expert
 

Still shopping? Take a look at our trusted dealerships or build your own model here!

Reminder for our members in the market for a vehicle:

You can easily throw money away at the best car dealership or buying service if you don't do your research. Why? It's no secret that dealers are in business to make money. That’s where we come in!

They often make more on the unwary buyer than they do on the savvy buyer, and it’s important to note that their participation in our CUDL program does not mean you will automatically get a good deal.

Visit our Thinkwise Auto Buying Guide for tips and helpful information on your purchase.