Beat Your Rate!

Special Lending Promotion!

Get Ready to Elevate Your Financial Game with Thinkwise Credit Union!

At Thinkwise Credit Union, your financial well-being isn’t just our priority—it’s our passion. With benefits designed to empower you, we’re here to help you reach your goals faster and smarter.

✨ Why Choose Thinkwise?

  • Competitive Loan Rates designed to save you more.

  • Personalized Service tailored to your financial goals.

  • Exclusive Membership Perks to make your life easier and maximize your money.

💥 Time for a Financial Game-Changer!

Bring us your loan from another lender, and let us show you the Thinkwise advantage!

Here’s what you’ll get:

  • A potentially lower interest rate—reduce your payments and save big!

  • A 90-day payment deferral—take a breather before your first payment.

  • A 1% rate reduction on your current loan rate*—up to 18% and no lower than 5.99%.

We’re not just offering better terms; we’re helping you win with every payment.

📢 Don’t Wait—Apply Today!


Important Details:

  • Loans must be new money from refinancing an existing loan with another lender.

  • Applicant must show proof of 12 months of on-time payments and current loan rate documentation.

  • Financing charges accrue immediately and repayment terms are based on creditworthiness and loan conditions.

  • Offers are subject to change and can end at any time.

Let Thinkwise Credit Union take you to the next level. Your financial success starts here! 🚀

Certain terms and conditions apply. Call or visit us to learn more!

* All loans are subject to approval. The money borrowed must be new money from refinancing an existing loan from another lender to Thinkwise Credit Union. Another lender is considered any financial institution other than Thinkwise Credit Union. Offer not valid to refinance existing Thinkwise Credit Union loans. *Applicant must show at least 12 months of on-time car payments. *Must provide proof of your existing auto loan rate. *Thinkwise will offer you a rate 1% lower than your current auto loan, not to exceed 18% or be below 5.99%. If you qualify, and your existing auto loan rate is above the max 18%, we will offer you the max rate of 18%. *If you qualify for a lower rate with Thinkwise, we will offer you the lower rate of the two. Finance charges begin to accrue immediately and are repaid over the life of the loan *Terms and conditions are subject to change and may vary based on collateral conditions, qualification, and creditworthiness. *Maximum loan amount cannot exceed 125% of retail Kelly Blue Book value on a used vehicle. *Min. loan amt. for 84 mo. term is $30k *Offer can end at any time.