Business Savings
Business Savings Accounts
Primary Savings Account
Start building your business savings and gain immediate access to all of Thinkwise Federal Credit Union business products and services.
Most of the high value savings products available to all Thinkwise members are also available to your business, typically at the same great rates and terms. A minimum initial deposit of $25.00 is all that is needed to get started. A primary savings account is required for all business members.
No monthly service fees
Low opening deposit
Interest earning account
Free access to Home Banking
Free access to our Audio Teller
Access to over 30,000 Co-Op ATMs nationwide
Federally insured by NCUA and American Share Insurance for up to 2 million per business membership.
Business Savings Account
A sub share saving account for your Business. No minimum balance to open.
No monthly service fees
Interest earning account
Free access to Home Banking
Free access to our Audio Teller
Access to over 30,000 Co-Op ATMs nationwide
Federally insured by NCUA and American Share Insurance for up to 2 million. per business membership.
Your business primary savings account is a variable rate account, which means rates can change based on market conditions and Federal Reserve policy adjustments.
Business Savings Rates
| Effective: January 1, 2023 | $1 - $2,500 | $2,501 - $5,000 | $5,001 + |
|---|---|---|---|
| Dividend Rate | 0.00% | 0.05% | 0.10% |
| APY** | 0.00% | 0.05% | 0.10% |
| Min Opening Balance | $25 | $25 | $25 |
| Min Balance to Earn APY | $25 | $25 | $25 |
| Min Balance to Avoid Service Charge | n/a | n/a | n/a |
| Dividends Compounded | Daily | Daily | Daily |
| Dividend Period/Dividends Credited | Quarterly | Quarterly | Quarterly |