Credit Cards
Thinkwise Credit Union offers a variety of credit card options, each designed to fit your financial needs and rewards goals!
With the Gold Points VISA® Card, you’ll earn 1 point per dollar spent on travel, gift cards, and merchandise—all with no annual fee and credit limits up to $25,000. Redeeming points is easy and hassle-free through our mobile app, seamlessly integrated with ScoreCard Rewards for a smooth, one-login experience.
Prefer cash back? The Cash Rewards VISA® Card gives you 2% cash back on eligible purchases, automatically redeemed each month as a statement credit or applied to your account—with no annual fee.
Building or restoring credit? The Secured Gold Points or Cash Rewards VISA® Card offers the same great rewards as our unsecured cards while helping you establish a strong credit history.
If you’re looking for an everyday spending card, the Platinum VISA® Card features a fixed rate as low as 9.99%, no annual fee, and credit limits up to $25,000.
No matter which card you choose, you’ll enjoy tap/contactless payment options, protection against unauthorized transactions, a 25-day grace period, and worldwide acceptance at millions of locations. Whether you're after rewards, building credit, or seeking a low-rate option, Thinkwise Credit Union has the perfect card for you!
See below for more details on your available options.
Thinkwise Gold Points Visa Cards offer you instant purchasing power anywhere you shop.
Features include:
- No annual fee, cash advance fee, or balance transfer fee
- Credit limits up to $25,000
- Eligible transactions now earn points towards rewards: One point for every dollar
- Gold card members earn points that can be used toward travel, gifts, or merchandise*
- 28-day grace period on purchases
- Acceptance at millions of locations worldwide
- Protection against unauthorized transactions
- Complimentary Warranty Manager Service
- Complimentary Auto Rental Collision Damage Waiver
Secured Gold Points VISA card also available.
Thinkwise Cash Rewards Visa Cards offer you instant purchasing power anywhere you shop.
Features include:
- No annual fee, cash advance fee, or balance transfer fee
- Credit limits up to $25,000
- Eligible transactions now earn 2% cash back!*
- Cash back redemption occurs automatically each month
- Cash back can be applied to a selected account or as a statement credit!
- 28-day grace period on purchases
- Acceptance at millions of locations worldwide
- Protection against unauthorized transactions
Secured Cash Rewards VISA card also available.
Thinkwise Platinum Visa Cards offer you instant purchasing power anywhere you shop at a low fixed rate.
Features include:
- No annual fee, cash advance fee, or balance transfer fee
- Credit limits up to $25,000
- Low fixed rate as low as 9.99%
- 28-day grace period on purchases
- Acceptance at millions of locations worldwide
- Protection against unauthorized transactions
- Complimentary Warranty Manager Service
- Complimentary Auto Rental Collision Damage Waiver
Secured Fixed-Rate Platinum VISA card is not available at this time.
Apply online, in the branch or over the phone at 909-882-2911.
To Activate Your Card:
Activate your card today! Simply call (833) 998-4579 (For Platinum Cards) or (866) 619-0245 (For Gold and Cash Rewards) and follow the easy prompts. Alternatively, you can reach us directly at (909) 882-2911 for assistance with activation.
For more information, please see our disclosures and agreements. *Cash back restrictions apply.