Credit Cards
Thinkwise Credit Union offers a variety of credit card options, each designed to fit your financial needs and rewards goals!
With the Gold Points VISA® Card, you can earn 1 point per dollar spent towards travel, gifts, or even cash back, all with no annual fee and credit limits up to $25,000. If you're looking for cash rewards, the Cash Rewards VISA® Card gives you 2% cash back on eligible purchases, automatically redeemable each month for a statement credit or applied to your account—plus, no annual fee! For those building or restoring credit, the Secured Cash Rewards VISA® Card offers the same great 2% cash back benefits and is a perfect way to establish a strong credit history. And for those seeking low rates, the Platinum VISA® Card features a fixed rate as low as 9.99% with no annual fee and up to $25,000 in credit. All cards include protection against unauthorized transactions, a 25-day grace period, and access to millions of locations worldwide. Whether you're after rewards, building credit, or just looking for a low-rate option, Thinkwise Credit Union has a card that works for you! See below for more information on the options you have available.
Thinkwise Gold Points Visa Cards offer you instant purchasing power anywhere you shop.
Features include:
- No annual fee, cash advance fee, or balance transfer fee
- Credit limits up to $25,000
- Eligible transactions now earn points towards rewards: One point for every dollar
- Gold card members earn points that can be used toward travel, gifts, or merchandise*
- 25-day grace period on purchases
- Acceptance at millions of locations worldwide
- Protection against unauthorized transactions
- Complimentary Warranty Manager Service
- Complimentary Auto Rental Collision Damage Waiver
Thinkwise Cash Rewards Visa Cards offer you instant purchasing power anywhere you shop.
Features include:
- No annual fee, cash advance fee, or balance transfer fee
- Credit limits up to $25,000
- Eligible transactions now earn 2% cash back!*
- Cash back redemption occurs automatically each month
- Cash back can be applied to a selected account or as a statement credit!
- 25-day grace period on purchases
- Acceptance at millions of locations worldwide
- Protection against unauthorized transactions
The Secured Cash Rewards VISA card is not credit qualifying. Borrow against your own funds to help establish or restore your credit. Timely payments on this VISA can even help improve your credit score!
Enjoy all the benefits of a regular VISA credit card, including:
- No annual fee, balance transfer fee, or cash advance fee
- Eligible transactions now earn 2% cash back*
- Cash back redemption occurs automatically each month
- Cash back can be applied to a selected account or as a statement credit!
- Protection against unauthorized transactions
- Acceptance at millions of locations worldwide
- 25-day grace period on purchases
Thinkwise Platinum Visa Cards offer you instant purchasing power anywhere you shop at a low fixed rate.
Features include:
- No annual fee, cash advance fee, or balance transfer fee
- Credit limits up to $25,000
- Low fixed rate as low as 9.99%
- 25-day grace period on purchases
- Acceptance at millions of locations worldwide
- Protection against unauthorized transactions
- Complimentary Warranty Manager Service
- Complimentary Auto Rental Collision Damage Waiver
Apply online, in the branch or over the phone at 909-882-2911.
To Activate Your Card:
Activate your card today! Simply call (833) 998-4579 (For Platinum Cards) or (866) 619-0245 (For Gold and Cash Rewards) and follow the easy prompts. Alternatively, you can reach us directly at (909) 882-2911 for assistance with activation.
For more information, please see our disclosures and agreements. *Cash back restrictions apply.