Business Line of Credit

Committed to Empowering Local Businesses

At Thinkwise Credit Union, we are committed to empowering local businesses with a range of customized loan products tailored to meet your specific needs. Our solid financial foundation, experienced lending team, and direct access to senior management allow us to make swift decisions and provide quick turnarounds on a variety of business loans. We understand that fostering strong relationships is crucial in today’s business landscape, which is why we emphasize clear communication throughout every stage of the process. Whether you’re managing a sole proprietorship or a growing corporation, our flexible financing options and efficient approval process are designed to provide the support you deserve.

Perfect for those needing accessible working capital, our Business Line of Credit offers qualified members:

• Access to funds up to $250,000 aggregate per business relationship

• The option to use it as overdraft protection linked to your checking account

• Variable interest rates based on the prime rate

• Interest payments only on the amount borrowed

• A maximum term of 36 months, with interest-only payments; the loan must be settled in full at maturity if not renewed.