Business Line of Credit

Committed to Empowering Local Businesses

At Thinkwise Credit Union, we are committed to empowering local businesses with a range of customized loan products tailored to meet your specific needs. Our solid financial foundation, experienced lending team, and direct access to senior management allow us to make swift decisions and provide quick turnarounds on a variety of business loans. We understand that fostering strong relationships is crucial in today’s business landscape, which is why we emphasize clear communication throughout every stage of the process. Whether you’re managing a sole proprietorship or a growing corporation, our flexible financing options and efficient approval process are designed to provide the support you deserve.

Apply for a Business Loan

Designed for businesses seeking convenient access to funds, our Business Line of Credit offers qualified members:

Instant Access to Capital – Secure funds quickly to support your working capital needs.
Overdraft Protection – Seamlessly link to your checking account for added financial security.
Competitive, Variable Rates – Enjoy interest rates tied to the prime rate for cost-effective borrowing.
Pay Only for What You Use – Interest applies only to the amount borrowed, helping you manage costs efficiently.
Flexible Terms – Up to 36 months with interest-only payments; the balance must be repaid in full at maturity if not renewed with updated financials, tax returns, and underwriting.