Business Services

Empowering Your Business with Thinkwise Credit Union

At Thinkwise Credit Union, our Business Services Team is here to fuel your business growth with smart, flexible financing solutions tailored to your needs. Whether you’re looking to streamline daily operations, fund your next big idea, or manage purchases efficiently, we’ve got you covered.

We are dedicated to understanding your unique challenges and providing personalized support to help your business thrive.

Why Choose Thinkwise for Your Business?

At Thinkwise Credit Union, we’re more than just a financial partner—we’re your ally in success. Our comprehensive suite of products and services is designed to empower your business with the tools you need to manage finances, streamline operations, and grow confidently.

Flexible Financing to Power Your Growth

  • Business Line of Credit (Up to $250,000)
    Manage cash flow, fund operations, or seize opportunities with a flexible line of credit.

  • Business Credit Card (Up to $25,000)
    Simplify daily expenses and procurement with a credit card built for businesses.

Essential Banking Services

  • Business Checking Account
    No monthly fees, no minimum balances, and 24/7 account access to help you manage your money efficiently.

  • Primary Savings Account
    Gain access to all Thinkwise Credit Union products and services with just a $25 opening deposit, while earning interest and enjoying no monthly fees.

  • Business Savings Account
    Save for specific goals or emergencies with no minimum balance and no fees, while earning interest on your funds.

Streamlined ACH Origination Services

Thinkwise Credit Union partners with Magic Wrighter, a leader in fintech and payment solutions, to offer Browser-Based ACH Direct Services. These tools simplify financial operations and enhance your ability to manage:

  • Payroll Direct Deposits

  • Vendor Payments & Cash Management

  • Pre-Authorized Payments

  • HSA Contributions

  • Tax Payments

Key features include dual controls, multifactor authentication, and robust reporting to ensure security, compliance, and efficiency. With a user-friendly interface and comprehensive support, these ACH services empower your business to save time, reduce costs, and stay focused on growth.

Benefits You’ll Love

  • Convenient Access to Funds: Use your line of credit or credit card to bridge financial gaps or seize opportunities quickly.

  • Working Capital Made Easy: Smooth out cash flow challenges with fast, easy access to funds when you need them most.

  • Procurement Without Hassle: Simplify purchases, manage employee spending, and stay in control of expenses with a single card solution.

  • Personalized Support: With our team by your side, you’ll have expert guidance every step of the way.

The Thinkwise Advantage

From flexible financing and essential banking to cutting-edge ACH solutions, Thinkwise Credit Union is your partner in success. We provide personalized guidance, competitive rates, and tools designed to help your business thrive. Ready to Take Your Business Further?

📧 Contact us today at mybusiness@thinkwisecu.org
Let’s build your business together!